FAQs

Q?Can I depend fully on SWO?
A.

Absolutely! Apart from being officially appointed by numerous financial institutions, we have a team of highly qualified loan facilitators. Integrity is our priority so there is no need for you to worry when dealing with us.

Q?Are there any advance fees?
A.

No, there are no advance fees. Simply provide us with the complete set of documents that is required by the lenders or investors. As for the facility or equity, they can be approved with either a Letter of Offer or a Letter of Interest.

Q?What kind of clientele does SWO work with?
A.

SWO works with numerous banks, investors, equity funds and financial institutions – both local as well as foreign – to provide financial products and solutions for businesses that wish to expand or those that are experiencing cash flow problems.

Q?What is your track record?
A.

Over the past seven years, we have successfully acquired various bank loans that range from S$10,000 to S$2 million for more than 1,000 companies. At the moment, we are handling a bank loan that is projected at S$20 million, which will be our biggest project yet.

Q?How would you tend to my business requirements?
A.

We listen, understand and analyse the financial needs of your business before recommending the most effective solution for you.

Q?What is the core benefit in engaging your service?
A.

We understand that your time is precious. SWO helps to relieve you from time-consuming efforts and allow you to concentrate all your energy on your business. By capitalising your vigour on daily operations and dedicating time to the expansion plan for your business, you become a great asset to your company. We want to help you to reach that goal by assisting you with the structuring of the debt or equity financing for your company.

Q?Why can’t I just approach a bank for help?
A.

Of course you can! However, banks often offer financial products and solutions that are biased towards their preferred trades, therefore they may not have the best answer to your present business needs.

Q?I am looking for professional help to write up a business plan at a reasonable rate. Can you help?
A.

Yes we can. Business plans, corporate presentations and financial projections are crucial to fulfill the basic criteria for debt or equity financing. At marginal professional fees, SWO offers tailored management solutions and business models, customised to your business requirements, to our clients for long-term growth.